The money app built for life in Thailand

Track income and expenses with AI receipt scanning, calculate your income tax in full, and automatically import transactions from bank emails — everything money-related, simplified in one app.

Available on Web Browser

PDPA-compliant data protection Automatic cross-device sync Available in Thai and English

Total Net Worth

฿847,392

+12.4% this month

Food ฿3,200

Transport ฿1,150

Auto-logged

Ask Maya anything

Why MoneyMind

📸 Snap a receipt — auto-categorized instantly 🤖 Ask Maya anything about money, in plain language 🧮 Real Thai progressive tax brackets, calculated for you 📬 Connect your bank email — transactions imported automatically 📈 Track stocks, funds, and crypto in real time 🏆 8-tier wealth ranking system ☁️ Automatic sync across all your devices 🇹🇭 Built specifically for Thailand

See it in action

Real screen mockups — see how it actually works before you decide to download

AI Assistant "Maya"

How much have I spent this month?

You've spent ฿18,420 so far this month, mostly on food and transport 🍜

AI Receipt Scanning

Neighborhood coffee shop฿120

Food

Income Tax Calculator

Extra tax savings available

฿14,200/year

Consider buying ฿32,000 more in RMF

Features other finance apps don't have

Built specifically for how money works in Thailand — not a foreign app in translation

AI Receipt Scanning

Photograph a receipt or transfer slip — the app reads the amount and categorizes it automatically. No manual typing.

Full Thai Income Tax Calculator

Calculated using Thailand's real progressive tax brackets, with a recommended order for tax-deductible fund purchases to maximize your savings.

Bank Email Import

Connect your email and the app catches bank transaction alerts, then offers to log them instantly — no more re-typing.

AI Assistant "Maya"

Ask questions about your own finances in plain language. Log transactions or set goals right from the chat.

Investment Portfolio Tracking

See your stocks, funds, and crypto in real time, benchmarked against market indices.

Retirement Planning

Calculate how much you'll need at retirement based on expenses, inflation, and expected returns — see the full picture starting today.

Savings Goals + Subscriptions

Set separate savings goals and track recurring subscriptions so you never forget to pay — or forget to cancel.

Cross-Device Sync

Start logging on your phone, pick up right where you left off on your computer — everything updates automatically via the cloud.

Saving money, made fun — not just numbers in a ledger

A percentile-based wealth ranking system compared against real people in Thailand — a feature other finance apps don't have

Bronze

Starting out

฿0 – ฿50K

Gold

Building wealth

฿200K – ฿600K

Diamond

High net worth

฿10M – ฿50M

Legend

Elite

฿50M and up

4 of 8 tiers shown (Bronze → Legend) — see the full ladder from Iron once you're using the app. The more you use it, the clearer your own progress becomes, not just a number in an account.

Data Security

Every claim below has full detail in our real policy — click through and read it yourself, not just marketing copy

Passwords Are Irreversibly Hashed

Passwords are hashed with PBKDF2 before storage, always — even we can't see your real password.

See details →

We Never Sell or Share Your Data

We never sell, rent, or share your personal data with third parties for marketing purposes, period.

See details →

Your Data Is Always Yours

Export or delete all your financial data anytime from the app's settings page — no need to ask anyone.

See details →

AI Features Always Ask Consent First

The app always asks for your consent before your first use of any AI feature. Opt out anytime and every other feature still works normally.

See details →

We Never Ask for Your Bank Password

Unlike apps that link directly to your bank account (Plaid-style aggregators), MoneyMind never asks for your banking credentials — transactions are imported only from the alert emails your bank already sends you.

See details →

Runs on Google Cloud and Firebase — the same infrastructure real technology companies use worldwide.

Every connection is encrypted with HTTPS/TLS — data is never sent unencrypted.

Firebase Security Rules restrict cloud data access to the logged-in account owner only.

Consent is requested under Thailand's PDPA law before any data is collected, on first use.

Pricing

Core features are free, no card required to get started — an optional AI Subscription is available for people who want a bigger AI quota

Free

฿0

Unlimited income/expense tracking
Full income tax calculator
Automatic bank email import
Real-time portfolio tracking
Automatic cross-device sync
AI receipt/payslip/tax-doc scanning (5/day, 30/month)starter quota
AI assistant "Maya" — ask + auto-log via chat
No need to rely on your own Gemini API key

No hidden charges. No card required to get started.

For heavy AI users

AI Subscription

฿299/month

Unlimited income/expense tracking
Full income tax calculator
Automatic bank email import
Real-time portfolio tracking
Automatic cross-device sync
AI receipt/payslip/tax-doc scanning (30/day, 200/month)6x more than free
AI assistant "Maya" fully unlocked — ask anything about your money, log/edit/delete transactions right from chat
No need to find your own Gemini API key — AI works right after you subscribe
Pay by credit/debit card or PromptPay
Cancel anytime, no lock-in contract

Upgrade or cancel anytime from the in-app settings page.

Cancel anytime, no contract — read our cancellation & refund policy (in Thai)
Don't want a monthly fee? Add your own Gemini API key (free from Google AI Studio) in Settings to use AI scanning + Maya without limits, at no cost to us.

Frequently Asked Questions

Straight answers, no fine print — full detail always lives in our real policies

Is this app really free? Will I get charged later?

Right now, all core features are free (logging income/expenses, receipt scanning, tax calculation, portfolio tracking) — no card or payment required to get started.

How safe is my financial data?

Passwords are irreversibly hashed, your data is never sold or shared, and only you can access it — see the full detail in the Data Security section above.

Does this app connect directly to my bank account?

No — and we never ask for your banking password. The app only imports transactions from the bank transaction alert emails your bank sends you (this is not an Open Banking connection). You can also just log transactions yourself.

Can I delete my data if I stop using the app?

Anytime. The financial data you enter is always yours — export or delete all of it from the in-app settings page, no need to ask anyone — see Terms of Service.

I have an issue or a suggestion — how do I reach you?

Email us directly at support@moneymindth.com — we read and respond to every message, and use it to keep improving the app.

Is this app a financial advisor?

No. MoneyMind is not a financial, investment, tax, or legal advisor. The numbers and suggestions in the app (including from the AI) are estimates for personal planning purposes only. Always check with a licensed professional before making real financial decisions.

What users are saying

★★★★★

5.0

App Store rating

From a real App Store review

If you're using MoneyMind, your feedback genuinely helps — your review could be the very first one someone else reads.

Write a review on the App Store Write a review on the Play Store

Questions or feedback? Reach out directly at support@moneymindth.com — we respond to every message.

Get started in 3 steps

Download the app or use it on the web. Sign up with email or Google — takes less than a minute.

Log your first transaction

Scan a receipt, type it in yourself, or connect your bank email and let the app import transactions automatically.

See your full financial picture instantly

A dashboard summarizing income, expenses, savings goals, and overall net worth — updated automatically every time.

Ready to get your finances organized?

Free to use, no hidden costs

Available on Web Browser

PDPA-compliant data protection Automatic cross-device sync Available in Thai and English

Finance guides

Plain-language explainers on Thai tax and money management. Free to read, no sign-up — currently written in Thai.

How Thai income tax is actually calculated The progressive brackets step by step, with a worked example · in Thai ~11 min read RMF vs Thai ESG vs SSF Deduction ceilings, holding periods, and which are still available · in Thai ~9 min read Expense tracking that actually sticks Why most people quit within two weeks, and what to do differently · in Thai ~8 min read